Say goodbye to plain banana muffins and hello to moist cinnamon swirl banana muffins finished with a crunchy streusel topping. These muffins have the flavor and texture of coffee cake in handheld form—perfect for breakfast, brunch, or a snack.
In short: ripe bananas + cinnamon-brown sugar swirl + buttery streusel = pure bliss. These cinnamon streusel banana muffins are light and tender with a soft, airy crumb and just the right amount of sweetness. The cinnamon swirl in the center and the crumbly streusel on top add contrast in flavor and texture that will have everyone reaching for seconds.

This recipe starts with a reliable banana muffin base that’s been adjusted to pair perfectly with the cinnamon swirl and streusel. I reduced the brown sugar in the batter since the swirl and topping add sweetness. A combination of melted butter and neutral oil keeps the muffins tender and moist without feeling heavy, and cinnamon sprinkled through the batter pairs beautifully with rich ripe bananas.
Jump to section:
Instructions
Ingredients
Substitutions
FAQs

Why You’ll Love These Muffins With Streusel Topping
If you enjoy banana bread, you’ll love these muffins. They bake faster, are easier to serve, and the streusel gives a delightful crunch and buttery spice that elevates each bite. The cinnamon swirl delivers pockets of caramel-like flavor that contrast with the tender muffin crumb.
Made With Rich Ripe Bananas, Cinnamon and Brown Sugar
For best results, use very ripe bananas with brown spots—the riper the banana, the sweeter and more flavorful the muffins. Generous cinnamon and a brown sugar swirl in the center make these muffins taste indulgent without being overly sweet.


Step-by-Step Instructions for Cinnamon Sugar Banana Muffins
-
Mix wet ingredients
In a large bowl, mash ripe bananas and stir in eggs, brown sugar, melted butter and neutral oil until mostly smooth and combined.
-
Combine dry ingredients
Whisk together flour, ground cinnamon, baking soda and salt. Add the dry mix to the wet ingredients and stir gently until just combined—do not overmix.
-
Prepare tins
Preheat oven to 350°F (175°C). Line a 12-cup muffin tin with paper liners and spray lightly with cooking spray. Fill each liner halfway with batter.
-
Add cinnamon swirl
Mix a small filling of brown sugar, melted butter and cinnamon. Drop about a teaspoon into the center of each muffin and swirl gently with a toothpick or knife.
-
Top with streusel
Finish filling the cups with remaining batter, then top each muffin with crumbly streusel made from flour, brown sugar, cinnamon and cold cubed butter rubbed together until pea-sized crumbs form.
-
Bake and cool
Bake 18–22 minutes at 350°F, or until a toothpick inserted in the center comes out clean or with a few moist crumbs. Edges should be lightly golden. Cool on a wire rack.
Inspired by a Favorite Crumb Cake
This muffin was inspired by classic cinnamon crumb cake—swirling the cinnamon layer through the center and topping with crumbs recreates that beloved combination in muffin form. If you loved crumb cake growing up, these will bring back that nostalgic flavor in a convenient, single-serving treat.
Easier Than Banana Bread
Muffins bake much faster than a loaf—about 20–25 minutes versus an hour—so you can enjoy banana-flavored baked goods sooner. They’re also portable and perfect for grabbing on busy mornings.
Ingredients
Easy Banana Muffins:
- Ripe bananas
- Brown sugar
- Melted butter
- Neutral oil (vegetable, canola, or similar)
- Eggs
- All-purpose flour
- Baking soda
- Cinnamon
- Salt
Cinnamon Swirl Filling:
- Brown sugar
- Melted butter
- Cinnamon
Crumb Topping (Streusel):
- All-purpose flour
- Brown sugar
- Cinnamon
- Cold butter, cubed

Substitutions
Gluten-free?
Use a 1:1 gluten-free baking flour blend to make the recipe gluten-free. A mix that includes xanthan gum works best for structure.
Want to add mix-ins?
Stir in chopped walnuts or pecans, chocolate chips, or dried fruit like raisins or chopped dates. If adding very sweet mix-ins, consider reducing brown sugar slightly.
Butter or oil?
Use both. Melted butter adds flavor while neutral oil helps keep the crumb moist and tender.

More muffin ideas
- Cinnamon pear oatmeal muffins
- Pumpkin streusel muffins
- Maple-glazed banana muffins with bacon
- Lemon blueberry Greek yogurt muffins
If you make these cinnamon streusel banana muffins, share your photos and feedback on your preferred social platform or leave a comment where you found the recipe—bakers love hearing how the muffins turned out.
Frequently asked questions
Stored loosely covered at room temperature, these muffins stay fresh about 3–5 days. Refrigeration can extend them to around a week but may slightly dry the crumb—reheat briefly if desired.
Keep muffins in an airtight container or covered tin at room temperature for a few days. For longer storage, freeze fully cooled muffins in a sealed bag for up to three months.
Spoon and level flour instead of packing it, measure accurately, and avoid over-mixing the batter—stopping when dry and wet ingredients are just combined produces a tender crumb.
A combination of oil and butter keeps muffins moist: butter adds flavor while oil prevents the crumb from drying out.
Streusel is a simple crumb topping made from flour, butter and sugar—this version adds brown sugar and cinnamon for extra flavor.
Recipe
Cinnamon Streusel Banana Muffins
Moist banana muffins with a cinnamon-brown sugar swirl and buttery streusel topping—like coffee cake in muffin form.
- Prep Time: 5 minutes
- Cook Time: 25 minutes
- Total Time: 30 minutes
- Yield: 12 muffins
- Category: Breakfast
- Method: Bake
- Cuisine: American
Ingredients
Muffins:
- About 1 1/2 to 2 cups mashed ripe bananas (2–3 medium bananas)
- 2 large eggs
- ½ cup packed brown sugar
- ¼ cup melted butter
- ¼ cup neutral oil
- 2 cups all-purpose flour, spooned and leveled
- 1½ teaspoons baking soda
- 1 teaspoon ground cinnamon
- ½ teaspoon salt
Cinnamon swirl filling:
- 2 tablespoons brown sugar
- 1 tablespoon melted butter
- ½ teaspoon cinnamon
Streusel:
- ¼ cup all-purpose flour
- ¼ cup packed brown sugar
- 1 teaspoon cinnamon
- 3 tablespoons cold butter, cubed
Instructions
- Preheat oven to 350°F (175°C). Line a 12-cup muffin pan with liners and spray lightly.
- In a bowl, mash bananas and whisk in eggs, brown sugar, melted butter and oil.
- Stir flour, baking soda, cinnamon and salt into the wet ingredients until just combined.
- Fill each muffin cup halfway with batter. Drop a teaspoon of the cinnamon swirl into the center of each and swirl gently. Top with remaining batter.
- Make streusel by combining flour, brown sugar and cinnamon. Use a pastry cutter or fingers to rub in cold butter until crumbly. Sprinkle atop each muffin.
- Bake 18–22 minutes until a toothpick comes out clean or with a few moist crumbs. Cool on a wire rack.
Notes
- Baking time varies by oven and how full the cups are—if muffins aren’t done at 22 minutes, bake a few more minutes and recheck.